Disclaimer: Please be advised that all communications with the Company, including phone calls, may be recorded or monitored for quality assurance, training, and compliance purposes. All claims and results referenced are based on enrolled debts. Please note that not all debts are eligible for enrollment, and not all clients complete our program due to various factors, including, but not limited to, their inability to accumulate sufficient funds for settlement. Outcomes and estimates provided are derived from historical results, which may vary significantly depending on individual circumstances. The Company does not guarantee specific reductions in debt amounts or percentages, nor does it guarantee that clients will become debt-free within a predetermined timeframe. The Company does not assume responsibility for your debts, make monthly payments to creditors, or provide services related to tax, bankruptcy, accounting, legal advice, or credit repair. Our services may not be available in all states. We strongly recommend consulting a qualified tax professional to evaluate any potential tax implications of debt settlement. Additionally, for information regarding bankruptcy, we advise consulting a licensed bankruptcy attorney. Prior to enrolling in any program, please thoroughly review and understand all program materials, including the potential adverse effects on your credit rating. The Company and its affiliates are not lenders, creditors, or debt collectors. This program does not constitute a loan. Testimonials reflect the experiences and opinions of individual clients and are not necessarily representative of all experiences with the Company or its affiliates. Results may vary. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging origination opt-in data and consent; this information will not be shared with any third parties.