Privacy Notice for Toro Debt / ToroDebt.com
Effective Date: March 3, 2025
Welcome to Toro Debt. This Privacy Notice explains how Toro Debt and its affiliated entities (“Toro Debt,” “we,” “us,” or “our“) collect, use, and safeguard your personal information when you interact with our websites, services, and communications.
By using our services, you acknowledge that you have read and understand this Privacy Notice. If you do not agree with these practices, please discontinue use of our websites and services.
- Information We Collect
We collect personal and business information necessary to provide debt relief services, including:
- Personal Contact Details: Name, email address, phone number, and mailing address.
- Business Financial Data: Company debt details, revenue, and financial status.
- Identity Verification: Date of birth, Tax Identification Number (if applicable), and government-issued identification.
- Communication Records: Call recordings, emails, chat logs, and customer support interactions.
- Technical Data: IP address, browser type, device information, and website usage patterns.
- Tracking Technologies: Cookies, pixels, and similar technologies to improve user experience and website functionality.
- How We Use Your Information
We use the information collected for the following purposes:
- Providing and improving our debt relief services.
- Communicating with you regarding your account, service updates, and relevant offers.
- Enhancing your experience on our websites through personalized content.
- Monitoring website performance and analyzing user behavior.
- Complying with legal and regulatory obligations.
- Engaging trusted third-party service providers to assist in delivering our services.
- Sharing Your Information
We may share your information with the following parties:
- Trusted Service Providers: Companies that support our operations, including payment processors and technology providers.
- Legal and Regulatory Authorities: When required by law, legal proceedings, or governmental requests.
- Affiliated Entities: Subsidiaries and related companies for internal business purposes.
- Strategic Partners: With your explicit consent, we may share data for relevant business-related services.
We do not sell your personal information to unaffiliated third parties for marketing purposes.
- Communication and Monitoring Practices
To ensure quality, training, and compliance, interactions with Toro Debt—including phone calls—may be monitored or recorded. By engaging with us, you consent to such monitoring.
- Your Data Rights and Choices
You have rights regarding your personal information, including:
- Access and Correction: You may request to review and update inaccurate information.
- Marketing Preferences: You can opt out of promotional communications at any time.
- Do Not Track (DNT) Requests: Our websites currently do not respond to browser-based DNT signals.
- Cookie Management: You can adjust your cookie preferences via your web browser settings.
To exercise these rights, please contact us using the details provided at the end of this Privacy Notice.
- Data Security Measures
We implement reasonable security measures to protect your information from unauthorized access, use, or disclosure. However, no online platform is entirely secure, and we encourage you to take precautions to protect your personal data.
- Links to Third-Party Websites
Our websites may contain links to external sites. We are not responsible for the privacy practices or content of third-party websites and encourage you to review their policies.
- Policy Regarding Children
Our services are intended for individuals and businesses over the age of 18. We do not knowingly collect personal information from minors. If we become aware of such collection, we will take steps to delete the data.
- Updates to This Privacy Notice
We may update this Privacy Notice periodically. Any changes will be posted with a revised “Effective Date.” Continued use of our services after updates constitutes acceptance of the revised policy.
- Contacting Us
If you have questions or requests regarding this Privacy Notice, please contact us at:
By using Toro Debt’s websites and services, you acknowledge and agree to the terms of this Privacy Notice.
Important Disclaimer
- Communications with Toro Debt, including phone calls, may be recorded for quality assurance, training, and compliance purposes.
- Debt relief services apply only to enrolled debts, and not all debts qualify. Individual results vary based on financial circumstances.
- We do not guarantee specific debt reductions, timeframes for debt resolution, or financial outcomes.
- Toro Debt does not provide legal, tax, credit repair, bankruptcy, or accounting services. We recommend consulting a qualified professional for financial advice.
- Our services may not be available in all states.
- Testimonials reflect individual experiences and are not representative of all outcomes.
Mobile Information Handling
- No mobile information will be shared with third parties for marketing purposes.
- Text messaging opt-in data and consent will not be shared with third parties.
This Privacy Notice is incorporated into Toro Debt’s Terms of Use. Please review our Terms of Use for further details.
